1014, Sun Avenue One, Manekbaug Shyamal Road, Ahmedabad

Home Loan

8.50%*

Loans

About Home Loan

All want to make your home loan process smoothly! Isn’t it? , in this article, we are trying to help you to know banks’ eligibility criteria, rates of interest (ROI), process, necessary documents and transfer the existing loan for the lowest rates.

The voyage towards your dream home start with a some careful and strategic steps.

All want to make your home loan process smoothly! Isn’t it? , in this article, we are trying to help you to know banks’ eligibility criteria, rates of interest (ROI), process, necessary documents and transfer the existing loan for the lowest rates.

The voyage towards your dream home start with a some careful and strategic steps.

There are 2 types of Home loans available which is offered by few banks only.

Normal Home Loans

This is a normal Home Loan product that is offered by all the banks and NBFCs in the market. This product is totally based on the Monthly EMI system. Once the loan is disbursed from the bank or NBFC, from the next month, the EMI will start hitting your bank A/c.

Smart Home Loans

This product is specially designed by few banks only. Smart Home Loan is a product, which combines the home loan with your current or savings account. The advantage of the smart home loan is that you can use your surplus fund to reduce the interest liability on your home loan. So it’s interest saving product for all the customers.

 

FAQ

As per RBI Circular issued on August 2, 2019, no bank can charge Penalty on Floating Rate Term Loans for prepayment of Home Loans. Kindly refer to the RBI CIRCULAR.

It depends on the monthly income, existing and current obligations and EMIs, style of living and tenure. You can calculate the tentative amount here. For an accurate amount, contact us.

You can apply for Home Loan anytime and get approval! irrespective of the property is decided or not!

Yes, This is the beauty of the Home Loan! Do you want to check your eligibility? Contact us now!

Our latest blogs on Home loan